SuMi TRUST Bank's Impact Measurement Process

Analysis of "Integrated Reports," "ESG Reports," "Mid-term Management Plans," "Other IR materials," web information, etc. disclosed by companies.

Comprehensive confirmation of the contents of the company's segments, business areas, and value chain (supply chain).

Analysis based on SuMi TRUST Bank's evaluation criteria based on Impact Radar. Interviews are conducted as necessary.

Clarify the impact category and the content of impact (positive/negative), and identify positive impact.

Evaluate the positive impact of ③ above, the content of KPIs, and the status of setting policies and initiatives to address the SDGs.

In order to ensure the transparency of the evaluation conducted in (1) above, an external third-party organization will be utilized.

An interview will be conducted by the third-party organization.

The third party organization will provide an opinion (review) on "the implementation of procedures in line with the Principles For Positive Impact Finance " and "the content of the evaluation".

Disclose SuMi TRUST Bank's evaluation to the company, and the third-party review on the website.

Continuous monitoring of the situation in (1) ④ above is required in accordance with the Principles For Positive Impact Finance.

Companies are required to continuously disclose materials such as "Integrated Report", "ESG Report", "Mid-term Management Plan", "Other IR materials", etc., which show the status of (1) ④ above throughout the loan period (basically no need to prepare a new report for the monitoring).

SuMi TRUST Bank monitors the appearance of positive impacts from the disclosure materials. Some discussion between the company and SuMi TRUST Bank about measures against the issues of each themes are held if necessally.